Are you an analytical expert in the credit risk field? Are you seeking a fantastic new opportunity with a leading Automotive organisation where you can make a difference to the department?
We are looking for a highly organised individual with the ability to coordinate in a small team working alongside the Credit Manager. The department is responsible for the support, financial analysis and management of wholesale risk. The role of Wholesale Credit Risk Analyst is a pivotal role within the team focussing on the financial analysis of the dealer network to ensure that the balance of support and risk of losses is minimised and controlled.
Key Responsibilities:
- To read and interpret financial accounts
- Demonstrate a sound working knowledge of lending principles and underwriting methodology
- The ability to look at P&L and spot anomalies
- Be commercially astute with excellent IT/Excel/Systems skills
- Sufficient exposure in underwriting facilities in excess of £5m through a bank or other financial institution
Profile
This role will suit an experienced analyst with exposure in underwriting facilities. You must be able to demonstrate a sound knowledge of lending principles and underwriting methodology. We are looking for an ambitious proactive individual who holds excellent communication skills, both written and verbal and has the ability to work under pressure.
Experience of working within the Motor industry or banking background would be an advantage.
You will have the ability to read and interpret financial accounts, bringing together a number of sources of information to make assessments of business performance. Be able to address sensitive and confidential issues with senior managers and owners is vital. negotiate to a high standard. An understanding of compliance regulations and process improvement as well as desire and energy to learn are important here.
Benefits
As well as a competitive salary, benefits include parking and exceptional working environment and flexible working week.